/* ============================================================
   XPERT4BIZ — Estilos Principais
   Cores: Azul #1E90D6 | Cinzento #4A4A4A | Branco #FFFFFF
   ============================================================ */

/* ---------- Reset & Base ---------- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --blue:       #1E90D6;
  --blue-dark:  #0E6BA8;
  --blue-light: #5BB8F5;
  --blue-xlight:#E8F4FD;
  --grey:       #4A4A4A;
  --grey-mid:   #7A7A7A;
  --grey-light: #F4F6F9;
  --white:      #FFFFFF;
  --gold:       #C89B3C;
  --shadow:     0 4px 24px rgba(30,144,214,0.12);
  --shadow-lg:  0 12px 48px rgba(30,144,214,0.18);
  --radius:     12px;
  --transition: 0.35s cubic-bezier(0.4,0,0.2,1);
  --font-main:  'Inter', sans-serif;
  --font-heading: 'Poppins', sans-serif;
}

html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: var(--font-main);
  color: var(--grey);
  background: var(--white);
  line-height: 1.7;
  overflow-x: hidden;
}

img { max-width: 100%; display: block; }
a  { text-decoration: none; color: inherit; }
ul { list-style: none; }

/* ---------- Scrollbar ---------- */
::-webkit-scrollbar { width: 6px; }
::-webkit-scrollbar-track { background: var(--grey-light); }
::-webkit-scrollbar-thumb { background: var(--blue); border-radius: 3px; }

/* ---------- Utilities ---------- */
.container { max-width: 1200px; margin: 0 auto; padding: 0 24px; }
.section    { padding: 96px 0; }
.section-sm { padding: 64px 0; }

.section-label {
  display: inline-block;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--blue);
  background: var(--blue-xlight);
  padding: 6px 16px;
  border-radius: 50px;
  margin-bottom: 16px;
}

.section-title {
  font-family: var(--font-heading);
  font-size: clamp(1.8rem, 3vw, 2.6rem);
  font-weight: 700;
  color: var(--grey);
  line-height: 1.25;
  margin-bottom: 20px;
}

.section-subtitle {
  font-size: 1.05rem;
  color: var(--grey-mid);
  max-width: 640px;
  line-height: 1.8;
}

.text-blue  { color: var(--blue) !important; }
.text-center { text-align: center; }
.mx-auto { margin-left: auto; margin-right: auto; }
.d-flex  { display: flex; }
.align-center { align-items: center; }
.gap-8   { gap: 8px; }
.gap-16  { gap: 16px; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 14px 32px;
  border-radius: 50px;
  font-weight: 600;
  font-size: 0.95rem;
  transition: var(--transition);
  cursor: pointer;
  border: 2px solid transparent;
}

.btn-primary {
  background: var(--blue);
  color: var(--white);
  box-shadow: 0 4px 16px rgba(30,144,214,0.35);
}
.btn-primary:hover {
  background: var(--blue-dark);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(30,144,214,0.45);
}

.btn-outline {
  background: transparent;
  color: var(--white);
  border-color: rgba(255,255,255,0.6);
}
.btn-outline:hover {
  background: rgba(255,255,255,0.15);
  border-color: var(--white);
  transform: translateY(-2px);
}

.btn-outline-blue {
  background: transparent;
  color: var(--blue);
  border-color: var(--blue);
}
.btn-outline-blue:hover {
  background: var(--blue);
  color: var(--white);
  transform: translateY(-2px);
}

/* ============================================================
   NAVBAR
   ============================================================ */
.navbar {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  padding: 18px 0;
  transition: var(--transition);
  background: transparent;
}
.navbar.scrolled {
  background: rgba(255,255,255,0.97);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  box-shadow: 0 2px 24px rgba(0,0,0,0.08);
  padding: 12px 0;
}

.navbar-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.navbar-logo {
  display: flex;
  align-items: center;
  gap: 12px;
  flex-shrink: 0;
}
.navbar-logo img {
  height: 48px;
  width: auto;
  transition: var(--transition);
}
.navbar.scrolled .navbar-logo img { height: 40px; }

.nav-links {
  display: flex;
  align-items: center;
  gap: 4px;
}
.nav-links a {
  padding: 8px 16px;
  border-radius: 8px;
  font-size: 0.9rem;
  font-weight: 500;
  color: rgba(255,255,255,0.9);
  transition: var(--transition);
}
.navbar.scrolled .nav-links a { color: var(--grey); }
.nav-links a:hover {
  background: rgba(255,255,255,0.15);
  color: var(--white);
}
.navbar.scrolled .nav-links a:hover {
  background: var(--blue-xlight);
  color: var(--blue);
}

.nav-cta {
  display: flex;
  align-items: center;
  gap: 12px;
}
.nav-cta .btn { padding: 10px 24px; font-size: 0.9rem; }

/* Hamburger */
.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 8px;
  border-radius: 8px;
  background: none;
  border: none;
}
.hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: var(--transition);
}
.navbar.scrolled .hamburger span { background: var(--grey); }
.hamburger.active span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.hamburger.active span:nth-child(2) { opacity: 0; }
.hamburger.active span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* Mobile menu */
.mobile-menu {
  display: none;
  position: fixed;
  top: 0; left: 0; right: 0; bottom: 0;
  background: rgba(14,107,168,0.98);
  z-index: 999;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 24px;
  opacity: 0;
  pointer-events: none;
  transition: var(--transition);
}
.mobile-menu.active {
  opacity: 1;
  pointer-events: all;
}
.mobile-menu a {
  font-size: 1.4rem;
  font-weight: 600;
  color: var(--white);
  padding: 12px 32px;
  border-radius: 12px;
  transition: var(--transition);
}
.mobile-menu a:hover { background: rgba(255,255,255,0.1); }
.mobile-menu-close {
  position: absolute;
  top: 24px; right: 24px;
  background: none;
  border: none;
  color: var(--white);
  font-size: 2rem;
  cursor: pointer;
  width: 48px;
  height: 48px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  transition: var(--transition);
}
.mobile-menu-close:hover { background: rgba(255,255,255,0.1); }


/* ============================================================
   HERO
   ============================================================ */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  background: linear-gradient(135deg, #0B4F7A 0%, #1E90D6 50%, #3BA8E0 100%);
  overflow: hidden;
}

.hero-bg-pattern {
  position: absolute;
  inset: 0;
  opacity: 0.06;
  background-image:
    radial-gradient(circle at 20% 50%, #fff 1px, transparent 1px),
    radial-gradient(circle at 80% 20%, #fff 1px, transparent 1px),
    radial-gradient(circle at 60% 80%, #fff 1px, transparent 1px);
  background-size: 60px 60px, 80px 80px, 40px 40px;
}

.hero-shapes {
  position: absolute;
  inset: 0;
  pointer-events: none;
}
.hero-shape {
  position: absolute;
  border-radius: 50%;
  background: rgba(255,255,255,0.04);
}
.hero-shape-1 { width: 600px; height: 600px; top: -200px; right: -150px; }
.hero-shape-2 { width: 300px; height: 300px; bottom: -100px; left: -80px; }
.hero-shape-3 { width: 200px; height: 200px; top: 50%; right: 25%; opacity: 0.06; }

.hero-content {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
  padding: 120px 0 80px;
}

.hero-text .badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255,255,255,0.15);
  color: rgba(255,255,255,0.95);
  padding: 8px 20px;
  border-radius: 50px;
  font-size: 0.82rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  margin-bottom: 24px;
  backdrop-filter: blur(8px);
  border: 1px solid rgba(255,255,255,0.2);
}

.hero-title {
  font-family: var(--font-heading);
  font-size: clamp(2rem, 4.5vw, 3.6rem);
  font-weight: 800;
  color: var(--white);
  line-height: 1.15;
  margin-bottom: 24px;
}
.hero-title span { color: rgba(255,255,255,0.7); }

.hero-desc {
  font-size: 1.1rem;
  color: rgba(255,255,255,0.85);
  line-height: 1.8;
  margin-bottom: 36px;
  max-width: 520px;
}

.hero-actions { display: flex; gap: 16px; flex-wrap: wrap; margin-bottom: 48px; }

.hero-stats {
  display: flex;
  gap: 32px;
  flex-wrap: wrap;
}
.hero-stat-item {
  display: flex;
  flex-direction: column;
  gap: 2px;
}
.hero-stat-num {
  font-family: var(--font-heading);
  font-size: 1.8rem;
  font-weight: 800;
  color: var(--white);
}
.hero-stat-label {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.7);
  font-weight: 500;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

/* Hero visual */
.hero-visual {
  position: relative;
  display: flex;
  justify-content: center;
  align-items: center;
}

.hero-card-stack {
  position: relative;
  width: 100%;
  max-width: 420px;
}

.hero-main-card {
  background: rgba(255,255,255,0.12);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border: 1px solid rgba(255,255,255,0.25);
  border-radius: 24px;
  padding: 36px;
  color: var(--white);
}

.hero-card-icon {
  width: 56px;
  height: 56px;
  background: rgba(255,255,255,0.2);
  border-radius: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  margin-bottom: 20px;
}

.hero-card-title {
  font-family: var(--font-heading);
  font-size: 1.1rem;
  font-weight: 700;
  margin-bottom: 12px;
}

.hero-card-list {
  display: flex;
  flex-direction: column;
  gap: 8px;
}
.hero-card-list li {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.88rem;
  color: rgba(255,255,255,0.85);
}
.hero-card-list li::before {
  content: '';
  width: 6px;
  height: 6px;
  background: rgba(255,255,255,0.7);
  border-radius: 50%;
  flex-shrink: 0;
}

.hero-float-card {
  position: absolute;
  background: var(--white);
  border-radius: 16px;
  padding: 16px 20px;
  box-shadow: 0 12px 32px rgba(0,0,0,0.15);
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--grey);
  animation: floatCard 4s ease-in-out infinite;
}
.hero-float-card i { color: var(--blue); font-size: 1.2rem; }
.hero-float-card-1 { bottom: -20px; right: -20px; animation-delay: 0s; }
.hero-float-card-2 { top: -16px; left: -16px; animation-delay: 2s; }
.hero-float-card-small {
  display: flex;
  flex-direction: column;
  gap: 2px;
}
.hero-float-card-small span:first-child { font-size: 0.7rem; color: var(--grey-mid); font-weight: 400; }

@keyframes floatCard {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-8px); }
}

/* Scroll indicator */
.hero-scroll {
  position: absolute;
  bottom: 32px;
  left: 50%;
  transform: translateX(-50%);
  z-index: 2;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 8px;
  color: rgba(255,255,255,0.6);
  font-size: 0.75rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  animation: scrollBounce 2s ease-in-out infinite;
}
.hero-scroll-line {
  width: 1px;
  height: 40px;
  background: linear-gradient(to bottom, rgba(255,255,255,0.6), transparent);
}
@keyframes scrollBounce {
  0%, 100% { transform: translateX(-50%) translateY(0); }
  50% { transform: translateX(-50%) translateY(6px); }
}


/* ============================================================
   SOBRE / QUEM SOMOS
   ============================================================ */
.about { background: var(--white); }

.about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}

.about-visual {
  position: relative;
}

.about-img-wrapper {
  position: relative;
  border-radius: 24px;
  overflow: hidden;
}

.about-img-bg {
  background: linear-gradient(135deg, var(--blue) 0%, var(--blue-dark) 100%);
  border-radius: 24px;
  padding: 48px;
  display: flex;
  flex-direction: column;
  gap: 24px;
  position: relative;
  overflow: hidden;
}

.about-img-bg::before {
  content: '';
  position: absolute;
  top: -50px; right: -50px;
  width: 200px; height: 200px;
  background: rgba(255,255,255,0.06);
  border-radius: 50%;
}

.about-img-bg::after {
  content: '';
  position: absolute;
  bottom: -80px; left: -40px;
  width: 300px; height: 300px;
  background: rgba(255,255,255,0.04);
  border-radius: 50%;
}

.about-metric {
  background: rgba(255,255,255,0.12);
  backdrop-filter: blur(8px);
  border: 1px solid rgba(255,255,255,0.2);
  border-radius: 16px;
  padding: 24px 28px;
  color: var(--white);
  position: relative;
  z-index: 1;
  transition: var(--transition);
}
.about-metric:hover { background: rgba(255,255,255,0.18); transform: translateX(4px); }

.about-metric-num {
  font-family: var(--font-heading);
  font-size: 2.2rem;
  font-weight: 800;
  line-height: 1;
  margin-bottom: 4px;
}
.about-metric-label {
  font-size: 0.88rem;
  color: rgba(255,255,255,0.75);
}

.about-float-badge {
  position: absolute;
  bottom: -24px;
  right: -24px;
  background: var(--white);
  border-radius: 16px;
  padding: 20px 24px;
  box-shadow: var(--shadow-lg);
  display: flex;
  align-items: center;
  gap: 14px;
  z-index: 2;
}
.about-float-badge-icon {
  width: 48px;
  height: 48px;
  background: var(--blue-xlight);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--blue);
  font-size: 1.3rem;
}
.about-float-badge-text strong {
  display: block;
  font-size: 1rem;
  font-weight: 700;
  color: var(--grey);
}
.about-float-badge-text span {
  font-size: 0.78rem;
  color: var(--grey-mid);
}

.about-text {}
.about-text .section-subtitle { max-width: 100%; }
.about-list {
  margin: 28px 0;
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.about-list li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 0.95rem;
  color: var(--grey);
}
.about-list li i {
  color: var(--blue);
  font-size: 1rem;
  margin-top: 3px;
  flex-shrink: 0;
}


/* ============================================================
   PROPOSTA DE VALOR
   ============================================================ */
.value-prop {
  background: var(--grey-light);
}

.value-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
  margin-top: 56px;
}

.value-card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 36px 28px;
  transition: var(--transition);
  box-shadow: 0 2px 12px rgba(0,0,0,0.04);
  border: 1px solid rgba(30,144,214,0.07);
  position: relative;
  overflow: hidden;
}
.value-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--blue), var(--blue-light));
  transform: scaleX(0);
  transform-origin: left;
  transition: var(--transition);
}
.value-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lg); }
.value-card:hover::before { transform: scaleX(1); }

.value-icon {
  width: 60px;
  height: 60px;
  background: var(--blue-xlight);
  border-radius: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--blue);
  font-size: 1.5rem;
  margin-bottom: 20px;
  transition: var(--transition);
}
.value-card:hover .value-icon {
  background: var(--blue);
  color: var(--white);
}

.value-card h3 {
  font-family: var(--font-heading);
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--grey);
  margin-bottom: 10px;
}
.value-card p {
  font-size: 0.9rem;
  color: var(--grey-mid);
  line-height: 1.7;
}


/* ============================================================
   SERVIÇOS
   ============================================================ */
.services { background: var(--white); }

.services-tabs {
  margin-top: 48px;
}

.tabs-nav {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
  margin-bottom: 40px;
  border-bottom: 2px solid var(--grey-light);
  padding-bottom: 0;
}

.tab-btn {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 12px 20px;
  border-radius: 10px 10px 0 0;
  border: none;
  background: transparent;
  font-family: var(--font-main);
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--grey-mid);
  cursor: pointer;
  transition: var(--transition);
  white-space: nowrap;
  border-bottom: 3px solid transparent;
  margin-bottom: -2px;
}
.tab-btn i { font-size: 1rem; }
.tab-btn:hover { color: var(--blue); background: var(--blue-xlight); }
.tab-btn.active {
  color: var(--blue);
  border-bottom-color: var(--blue);
  background: var(--blue-xlight);
}

.tab-panel { display: none; }
.tab-panel.active { display: block; animation: fadeInTab 0.4s ease; }

@keyframes fadeInTab {
  from { opacity: 0; transform: translateY(12px); }
  to   { opacity: 1; transform: translateY(0); }
}

.service-detail {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: start;
}

.service-detail-text h2 {
  font-family: var(--font-heading);
  font-size: 1.8rem;
  font-weight: 700;
  color: var(--grey);
  margin-bottom: 16px;
  line-height: 1.3;
}
.service-detail-text > p {
  font-size: 0.95rem;
  color: var(--grey-mid);
  margin-bottom: 28px;
  line-height: 1.8;
}

.service-items {
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.service-item {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  padding: 14px 18px;
  background: var(--grey-light);
  border-radius: 10px;
  transition: var(--transition);
}
.service-item:hover { background: var(--blue-xlight); }
.service-item i {
  color: var(--blue);
  font-size: 0.9rem;
  margin-top: 3px;
  flex-shrink: 0;
}
.service-item span { font-size: 0.9rem; color: var(--grey); line-height: 1.5; }

.service-visual {
  position: sticky;
  top: 100px;
}

.service-visual-card {
  background: linear-gradient(135deg, var(--blue) 0%, var(--blue-dark) 100%);
  border-radius: 24px;
  padding: 40px;
  color: var(--white);
  position: relative;
  overflow: hidden;
}
.service-visual-card::before {
  content: '';
  position: absolute;
  top: -60px; right: -60px;
  width: 220px; height: 220px;
  background: rgba(255,255,255,0.06);
  border-radius: 50%;
}

.service-visual-icon {
  width: 72px;
  height: 72px;
  background: rgba(255,255,255,0.2);
  border-radius: 20px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2rem;
  margin-bottom: 24px;
}
.service-visual-card h3 {
  font-family: var(--font-heading);
  font-size: 1.3rem;
  font-weight: 700;
  margin-bottom: 12px;
}
.service-visual-card p {
  font-size: 0.9rem;
  color: rgba(255,255,255,0.8);
  line-height: 1.7;
  margin-bottom: 24px;
}

.service-highlights {
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.service-highlight {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.88rem;
  color: rgba(255,255,255,0.9);
}
.service-highlight i { color: rgba(255,255,255,0.6); font-size: 0.75rem; }


/* ============================================================
   FINANCIAMENTO BANCÁRIO (destaque)
   ============================================================ */
.financing {
  background: linear-gradient(135deg, #0B4F7A 0%, #1E90D6 100%);
  color: var(--white);
  position: relative;
  overflow: hidden;
}
.financing::before {
  content: '';
  position: absolute;
  top: -100px; right: -100px;
  width: 400px; height: 400px;
  background: rgba(255,255,255,0.04);
  border-radius: 50%;
}
.financing::after {
  content: '';
  position: absolute;
  bottom: -150px; left: -80px;
  width: 500px; height: 500px;
  background: rgba(255,255,255,0.03);
  border-radius: 50%;
}

.financing-header {
  text-align: center;
  margin-bottom: 64px;
  position: relative;
  z-index: 1;
}
.financing-header .section-label {
  background: rgba(255,255,255,0.15);
  color: rgba(255,255,255,0.95);
}
.financing-header .section-title { color: var(--white); }
.financing-header .section-subtitle { color: rgba(255,255,255,0.8); margin: 0 auto; }

.financing-steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
  position: relative;
  z-index: 1;
  margin-bottom: 56px;
}

.financing-step {
  background: rgba(255,255,255,0.1);
  backdrop-filter: blur(8px);
  border: 1px solid rgba(255,255,255,0.15);
  border-radius: 20px;
  padding: 32px 24px;
  transition: var(--transition);
}
.financing-step:hover {
  background: rgba(255,255,255,0.16);
  transform: translateY(-4px);
}

.step-num {
  font-family: var(--font-heading);
  font-size: 3rem;
  font-weight: 800;
  color: rgba(255,255,255,0.15);
  line-height: 1;
  margin-bottom: 12px;
}
.step-icon {
  width: 48px;
  height: 48px;
  background: rgba(255,255,255,0.2);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  color: var(--white);
  margin-bottom: 16px;
}
.financing-step h3 {
  font-family: var(--font-heading);
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--white);
  margin-bottom: 10px;
}
.financing-step ul { display: flex; flex-direction: column; gap: 6px; }
.financing-step ul li {
  font-size: 0.84rem;
  color: rgba(255,255,255,0.75);
  display: flex;
  align-items: flex-start;
  gap: 8px;
}
.financing-step ul li::before {
  content: '→';
  color: rgba(255,255,255,0.5);
  flex-shrink: 0;
}

.financing-sectors {
  text-align: center;
  position: relative;
  z-index: 1;
}
.financing-sectors h3 {
  font-family: var(--font-heading);
  font-size: 1.15rem;
  font-weight: 700;
  color: rgba(255,255,255,0.9);
  margin-bottom: 24px;
}
.sectors-list {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  justify-content: center;
}
.sector-tag {
  background: rgba(255,255,255,0.12);
  border: 1px solid rgba(255,255,255,0.2);
  color: rgba(255,255,255,0.9);
  padding: 10px 22px;
  border-radius: 50px;
  font-size: 0.88rem;
  font-weight: 600;
  display: flex;
  align-items: center;
  gap: 8px;
  transition: var(--transition);
}
.sector-tag:hover { background: rgba(255,255,255,0.2); transform: translateY(-2px); }
.sector-tag i { font-size: 0.9rem; }


/* ============================================================
   METODOLOGIA
   ============================================================ */
.methodology { background: var(--grey-light); }

.method-steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 28px;
  margin-top: 56px;
  position: relative;
}
.method-steps::before {
  content: '';
  position: absolute;
  top: 36px;
  left: 10%;
  right: 10%;
  height: 2px;
  background: linear-gradient(90deg, var(--blue) 0%, var(--blue-light) 100%);
  z-index: 0;
}

.method-step {
  position: relative;
  z-index: 1;
  text-align: center;
}

.method-step-dot {
  width: 72px;
  height: 72px;
  background: var(--white);
  border: 3px solid var(--blue);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  color: var(--blue);
  margin: 0 auto 20px;
  transition: var(--transition);
  box-shadow: 0 4px 16px rgba(30,144,214,0.2);
}
.method-step:hover .method-step-dot {
  background: var(--blue);
  color: var(--white);
  box-shadow: 0 8px 24px rgba(30,144,214,0.35);
}

.method-step-num {
  position: absolute;
  top: -8px;
  right: calc(50% - 44px);
  background: var(--blue);
  color: var(--white);
  width: 22px;
  height: 22px;
  border-radius: 50%;
  font-size: 0.72rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
}

.method-step h3 {
  font-family: var(--font-heading);
  font-size: 1rem;
  font-weight: 700;
  color: var(--grey);
  margin-bottom: 8px;
}
.method-step p {
  font-size: 0.86rem;
  color: var(--grey-mid);
  line-height: 1.6;
}


/* ============================================================
   MISSÃO, VISÃO, VALORES
   ============================================================ */
.mvv { background: var(--white); }

.mvv-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
  margin-top: 56px;
}

.mvv-card {
  border-radius: 20px;
  padding: 40px 32px;
  transition: var(--transition);
  position: relative;
  overflow: hidden;
}

.mvv-card-mission {
  background: linear-gradient(135deg, var(--blue) 0%, var(--blue-dark) 100%);
  color: var(--white);
}
.mvv-card-vision {
  background: var(--grey-light);
  border: 2px solid transparent;
}
.mvv-card-vision:hover { border-color: var(--blue); }

.mvv-card-values {
  background: var(--grey);
  color: var(--white);
}

.mvv-icon {
  width: 56px;
  height: 56px;
  border-radius: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  margin-bottom: 20px;
}
.mvv-card-mission .mvv-icon { background: rgba(255,255,255,0.2); color: var(--white); }
.mvv-card-vision .mvv-icon { background: var(--blue-xlight); color: var(--blue); }
.mvv-card-values .mvv-icon { background: rgba(255,255,255,0.15); color: var(--white); }

.mvv-card h3 {
  font-family: var(--font-heading);
  font-size: 1.15rem;
  font-weight: 700;
  margin-bottom: 14px;
}
.mvv-card-vision h3 { color: var(--grey); }

.mvv-card p {
  font-size: 0.9rem;
  line-height: 1.75;
  margin-bottom: 16px;
}
.mvv-card-mission p, .mvv-card-values p { color: rgba(255,255,255,0.85); }
.mvv-card-vision p { color: var(--grey-mid); }

.values-list {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
}
.value-tag {
  background: rgba(255,255,255,0.15);
  border: 1px solid rgba(255,255,255,0.2);
  color: rgba(255,255,255,0.9);
  padding: 6px 16px;
  border-radius: 50px;
  font-size: 0.82rem;
  font-weight: 600;
}


/* ============================================================
   PARCEIROS & CLIENTES
   ============================================================ */
.partners { background: var(--grey-light); }

.partners-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: start;
  margin-top: 56px;
}

.partners-areas {
  display: flex;
  flex-direction: column;
  gap: 14px;
}
.partner-area {
  display: flex;
  align-items: center;
  gap: 16px;
  background: var(--white);
  border-radius: 12px;
  padding: 16px 20px;
  box-shadow: 0 2px 8px rgba(0,0,0,0.04);
  transition: var(--transition);
}
.partner-area:hover { box-shadow: var(--shadow); transform: translateX(4px); }
.partner-area i {
  width: 40px;
  height: 40px;
  background: var(--blue-xlight);
  color: var(--blue);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1rem;
  flex-shrink: 0;
}
.partner-area span { font-size: 0.92rem; font-weight: 600; color: var(--grey); }

.clients-benefits { display: flex; flex-direction: column; gap: 20px; }
.client-benefit {
  display: flex;
  gap: 18px;
  align-items: flex-start;
}
.benefit-icon {
  width: 52px;
  height: 52px;
  background: linear-gradient(135deg, var(--blue) 0%, var(--blue-dark) 100%);
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--white);
  font-size: 1.1rem;
  flex-shrink: 0;
  box-shadow: 0 4px 12px rgba(30,144,214,0.3);
}
.benefit-content h4 {
  font-family: var(--font-heading);
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--grey);
  margin-bottom: 4px;
}
.benefit-content p {
  font-size: 0.86rem;
  color: var(--grey-mid);
  line-height: 1.6;
}


/* ============================================================
   CONTACTOS
   ============================================================ */
.contact { background: var(--white); }

.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.4fr;
  gap: 64px;
  align-items: start;
  margin-top: 56px;
}

.contact-info { display: flex; flex-direction: column; gap: 28px; }

.contact-card {
  display: flex;
  gap: 18px;
  align-items: flex-start;
}
.contact-icon {
  width: 52px;
  height: 52px;
  background: var(--blue-xlight);
  color: var(--blue);
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  flex-shrink: 0;
}
.contact-card-content h4 {
  font-family: var(--font-heading);
  font-size: 0.88rem;
  font-weight: 700;
  color: var(--grey-mid);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 6px;
}
.contact-card-content p,
.contact-card-content a {
  font-size: 0.95rem;
  color: var(--grey);
  line-height: 1.7;
}
.contact-card-content a:hover { color: var(--blue); }

/* Contact Form */
.contact-form-wrapper {
  background: var(--grey-light);
  border-radius: 24px;
  padding: 40px;
}
.contact-form-wrapper h3 {
  font-family: var(--font-heading);
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--grey);
  margin-bottom: 24px;
}

.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form-group { display: flex; flex-direction: column; gap: 6px; margin-bottom: 16px; }
.form-group label {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--grey);
}
.form-group input,
.form-group select,
.form-group textarea {
  padding: 12px 16px;
  border: 2px solid transparent;
  background: var(--white);
  border-radius: 10px;
  font-family: var(--font-main);
  font-size: 0.92rem;
  color: var(--grey);
  transition: var(--transition);
  outline: none;
  width: 100%;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--blue);
  box-shadow: 0 0 0 3px rgba(30,144,214,0.1);
}
.form-group textarea { resize: vertical; min-height: 120px; }

.form-submit { width: 100%; justify-content: center; }

.form-success,
.form-error {
  display: none;
  border-radius: 10px;
  padding: 16px 20px;
  font-size: 0.92rem;
  font-weight: 600;
  margin-top: 16px;
  align-items: center;
  gap: 10px;
}

.form-success {
  background: #E8F8F0;
  border: 1px solid #4CAF50;
  color: #2E7D32;
}

.form-error {
  background: #FEF0F0;
  border: 1px solid #EF5350;
  color: #C62828;
}


/* ============================================================
   FOOTER
   ============================================================ */
.footer {
  background: #0B2E45;
  color: rgba(255,255,255,0.75);
  padding: 64px 0 0;
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 48px;
  margin-bottom: 48px;
}

.footer-brand {}
.footer-brand img {
  height: 48px;
  width: auto;
  margin-bottom: 16px;
  filter: brightness(0) invert(1);
}
.footer-brand p {
  font-size: 0.88rem;
  line-height: 1.7;
  max-width: 280px;
  margin-bottom: 20px;
}
.footer-socials {
  display: flex;
  gap: 10px;
}
.footer-social {
  width: 36px;
  height: 36px;
  background: rgba(255,255,255,0.08);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: rgba(255,255,255,0.7);
  font-size: 0.9rem;
  transition: var(--transition);
}
.footer-social:hover { background: var(--blue); color: var(--white); }

.footer-col h4 {
  font-family: var(--font-heading);
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--white);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 18px;
}
.footer-col ul { display: flex; flex-direction: column; gap: 10px; }
.footer-col ul a {
  font-size: 0.88rem;
  color: rgba(255,255,255,0.6);
  transition: var(--transition);
  display: flex;
  align-items: center;
  gap: 6px;
}
.footer-col ul a:hover { color: var(--white); padding-left: 4px; }

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.08);
  padding: 20px 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: 0.82rem;
}
.footer-bottom a { color: var(--blue-light); }
.footer-bottom a:hover { color: var(--white); }


/* ============================================================
   BACK TO TOP
   ============================================================ */
.back-to-top {
  position: fixed;
  bottom: 32px;
  right: 32px;
  z-index: 900;
  width: 48px;
  height: 48px;
  background: var(--blue);
  color: var(--white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1rem;
  box-shadow: 0 4px 16px rgba(30,144,214,0.4);
  cursor: pointer;
  border: none;
  transition: var(--transition);
  opacity: 0;
  transform: translateY(16px);
  pointer-events: none;
}
.back-to-top.visible {
  opacity: 1;
  transform: translateY(0);
  pointer-events: all;
}
.back-to-top:hover { background: var(--blue-dark); transform: translateY(-2px); }


/* ============================================================
   ANIMATIONS
   ============================================================ */
.fade-in {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}
.fade-in.visible {
  opacity: 1;
  transform: translateY(0);
}
.fade-in-delay-1 { transition-delay: 0.1s; }
.fade-in-delay-2 { transition-delay: 0.2s; }
.fade-in-delay-3 { transition-delay: 0.3s; }
.fade-in-delay-4 { transition-delay: 0.4s; }
.fade-in-delay-5 { transition-delay: 0.5s; }


/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 1100px) {
  .financing-steps { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 900px) {
  .nav-links, .nav-cta { display: none; }
  .hamburger { display: flex; }
  .mobile-menu { display: flex; }

  .hero-content { grid-template-columns: 1fr; gap: 40px; padding: 100px 0 60px; }
  .hero-visual { display: none; }
  .hero-title { font-size: clamp(1.8rem, 5vw, 2.6rem); }

  .about-grid { grid-template-columns: 1fr; gap: 40px; }
  .about-float-badge { display: none; }

  .value-grid { grid-template-columns: repeat(2, 1fr); }

  .service-detail { grid-template-columns: 1fr; }
  .service-visual { position: static; }

  .financing-steps { grid-template-columns: 1fr 1fr; }

  .method-steps { grid-template-columns: repeat(2, 1fr); }
  .method-steps::before { display: none; }

  .mvv-grid { grid-template-columns: 1fr; }

  .partners-grid { grid-template-columns: 1fr; }

  .contact-grid { grid-template-columns: 1fr; }

  .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
  .footer-bottom { flex-direction: column; gap: 8px; text-align: center; }
}

@media (max-width: 600px) {
  .section { padding: 64px 0; }
  .value-grid { grid-template-columns: 1fr; }
  .financing-steps { grid-template-columns: 1fr; }
  .method-steps { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .tabs-nav { overflow-x: auto; flex-wrap: nowrap; padding-bottom: 4px; }
  .hero-stats { gap: 20px; }
  .hero-actions { flex-direction: column; align-items: flex-start; }
}